Disability insurance provides partial income so you can pay your bills if you get too sick or injured to work. Disability happens to more people, more often than you may think.
In fact, more disabilities are caused by illness than injury, including common conditions like heart disease and arthritis. As travel nurses depend on the income they receive through work to pay their expenses, then they should probably consider disability insurance. It is always recommended to buy the best disability insurance for nurses.
It ensures that these nurses can continue to receive partial income if they end up too sick or injured to work. The disability insurance can be ideal for anyone who doesn’t receive disability insurance through work.
Every disability policy has a specific definition of disability that you must meet in order to get benefits. The two most common definitions used by disability insurance companies are:
- Own occupation: a person is considered disabled if they are no longer able to perform the occupation they had prior to becoming disabled.
- Any occupation: a person is considered disabled if they are unable to perform any job at all.
It’s also an option for high earners looking for extra coverage. Not only can you buy this policy on your own, but it also stays with you even if you change jobs.